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<channel>
	<title>The Cost of Cash Blog</title>
	<atom:link href="http://sites.tufts.edu/costofcash/feed/" rel="self" type="application/rss+xml" />
	<link>http://sites.tufts.edu/costofcash</link>
	<description>Searching for a true picture of how we use cash</description>
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		<title>Payfone</title>
		<link>http://sites.tufts.edu/costofcash/2013/05/03/payfone/</link>
		<comments>http://sites.tufts.edu/costofcash/2013/05/03/payfone/#comments</comments>
		<pubDate>Fri, 03 May 2013 12:20:24 +0000</pubDate>
		<dc:creator>Quang  Truong</dc:creator>
				<category><![CDATA[Research]]></category>
		<category><![CDATA[ABCs of Payments]]></category>
		<category><![CDATA[mobile]]></category>

		<guid isPermaLink="false">http://sites.tufts.edu/costofcash/?p=679</guid>
		<description><![CDATA[NICHE Founded in 2008 by Rodger Desai and Mike Brody, Payfone’s core business is to facilitate online purchases with the use of cellphones. The company relies on the usage of the SS7 inter-carrier roaming network to create mobile identities that &#8230; <a href="http://sites.tufts.edu/costofcash/2013/05/03/payfone/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://sites.tufts.edu/costofcash/2013/05/03/payfone/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Boku &amp; Zong</title>
		<link>http://sites.tufts.edu/costofcash/2013/04/18/boku-zong/</link>
		<comments>http://sites.tufts.edu/costofcash/2013/04/18/boku-zong/#comments</comments>
		<pubDate>Thu, 18 Apr 2013 18:33:25 +0000</pubDate>
		<dc:creator>Quang  Truong</dc:creator>
				<category><![CDATA[Research]]></category>
		<category><![CDATA[ABCs of Payments]]></category>
		<category><![CDATA[mobile]]></category>

		<guid isPermaLink="false">http://sites.tufts.edu/costofcash/?p=666</guid>
		<description><![CDATA[NICHE BOKU and ZONG are new online payments companies that facilitate payments of virtual goods though mobile phone bills. Their primary clients are online businesses that sell virtual goods, which they connect to mobile network operators that facilitate the payments. &#8230; <a href="http://sites.tufts.edu/costofcash/2013/04/18/boku-zong/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://sites.tufts.edu/costofcash/2013/04/18/boku-zong/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Google Wallet</title>
		<link>http://sites.tufts.edu/costofcash/2013/04/11/google-wallet/</link>
		<comments>http://sites.tufts.edu/costofcash/2013/04/11/google-wallet/#comments</comments>
		<pubDate>Thu, 11 Apr 2013 17:00:34 +0000</pubDate>
		<dc:creator>Quang  Truong</dc:creator>
				<category><![CDATA[Research]]></category>
		<category><![CDATA[ABCs of Payments]]></category>
		<category><![CDATA[mobile]]></category>

		<guid isPermaLink="false">http://sites.tufts.edu/costofcash/?p=645</guid>
		<description><![CDATA[NICHE Google Wallet is a smart phone app released by Google in September 2011. Very similar to ISIS, Google Wallet hopes to help consumers by consolidating the contents of their wallets (credit cards, debit cards and gift cards) into their &#8230; <a href="http://sites.tufts.edu/costofcash/2013/04/11/google-wallet/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://sites.tufts.edu/costofcash/2013/04/11/google-wallet/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>ISIS</title>
		<link>http://sites.tufts.edu/costofcash/2013/04/03/isis/</link>
		<comments>http://sites.tufts.edu/costofcash/2013/04/03/isis/#comments</comments>
		<pubDate>Wed, 03 Apr 2013 12:05:54 +0000</pubDate>
		<dc:creator>Quang  Truong</dc:creator>
				<category><![CDATA[Research]]></category>
		<category><![CDATA[ABCs of Payments]]></category>
		<category><![CDATA[mobile]]></category>

		<guid isPermaLink="false">http://sites.tufts.edu/costofcash/?p=632</guid>
		<description><![CDATA[Like its closest competitor GoogleWallet, ISIS a platform for making NFC payments. These platforms can be thought of as the software that allows the NFC hardware to operate. For a transaction to take place between customer and merchant, both must have working NFC hardware as well as software platforms that can communicate with one another. Analogously, two people might both have computers, but if one is using Google Chat and the other Skype, they will not be able to communicate to each other. ISIS, in this case, is like Google Chat or Skype –  and their goal, then, is to make sure that as many NFC payments as possible communicate through ISIS “software”. If the joint venture can manage this, then they will have many ways of monetizing their role in the NFC transaction when it comes time to finally sit down and determine a specific revenue model. It is for this reason that GoogleWallet and ISIS have been waging a virtual war with the expansion of their platforms; both have been struggling against the other to gain market share as fast as possible, mostly through competing for partnerships with businesses, banks, credit cards, and merchant service providers.  <a href="http://sites.tufts.edu/costofcash/2013/04/03/isis/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://sites.tufts.edu/costofcash/2013/04/03/isis/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Dwolla</title>
		<link>http://sites.tufts.edu/costofcash/2013/03/27/dwolla/</link>
		<comments>http://sites.tufts.edu/costofcash/2013/03/27/dwolla/#comments</comments>
		<pubDate>Wed, 27 Mar 2013 12:55:26 +0000</pubDate>
		<dc:creator>Quang  Truong</dc:creator>
				<category><![CDATA[Research]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[ABCs of Payments]]></category>
		<category><![CDATA[ACH]]></category>
		<category><![CDATA[mobile]]></category>
		<category><![CDATA[network]]></category>

		<guid isPermaLink="false">http://sites.tufts.edu/costofcash/?p=598</guid>
		<description><![CDATA[Dwolla believes that rather than rely on existing credit card networks – which are known to take a 2-5% a transaction – consumers should instead use internet as a means to transfer money quickly, cheaply and more securely than cash.... Dwolla’s main value added is a way to transfer money for much cheaper than credit cards or payment services built on top of credit cards. For merchants, this is a clear advantage. Customers, on the other hand, do not always realize the impact of interchange fees. However, Dwolla has been adding a slew of “add-ons” to their service to appeal to a broader audience:

MassPay – allows payment of up to 2000 people at once; geared towards small to large businesses as a more efficient means of payroll.

Spots – an add-on application that allows users to see which merchants nearby accept Dwolla.

Proxi – An add-on that allows users to see other nearby Dwolla users in real-time.

Grid – Allows users to better protect their credit card information, reducing the risk of fraud.

FiSync – a real-time money transfer system designed to replace Automated Clearing House (ACH); allows transfers to occur within 24 hours, compared to 2-5 days for ACH.

Instant – An opt-in feature that allows a user to borrow up to $500 in a given month. <a href="http://sites.tufts.edu/costofcash/2013/03/27/dwolla/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://sites.tufts.edu/costofcash/2013/03/27/dwolla/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Heavy Cash Use Indicates Financial Exclusion</title>
		<link>http://sites.tufts.edu/costofcash/2013/03/25/heavy-cash-use-indicates-financial-exclusio/</link>
		<comments>http://sites.tufts.edu/costofcash/2013/03/25/heavy-cash-use-indicates-financial-exclusio/#comments</comments>
		<pubDate>Mon, 25 Mar 2013 12:27:09 +0000</pubDate>
		<dc:creator>Max  Mattern</dc:creator>
				<category><![CDATA[Research]]></category>
		<category><![CDATA[cash heavy]]></category>
		<category><![CDATA[financial inclusion]]></category>
		<category><![CDATA[Global Findex]]></category>

		<guid isPermaLink="false">http://sites.tufts.edu/costofcash/?p=561</guid>
		<description><![CDATA[Cash can be costly, especially when it comes to financial inclusion. For years, policy makers have advocated for strategies that increase financial inclusion. According to the Consultative Group to Assist the Poor (CGAP), providing financial services to underserved populations has &#8230; <a href="http://sites.tufts.edu/costofcash/2013/03/25/heavy-cash-use-indicates-financial-exclusio/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://sites.tufts.edu/costofcash/2013/03/25/heavy-cash-use-indicates-financial-exclusio/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Today&#8217;s Strategies for Paying Bribes Abroad</title>
		<link>http://sites.tufts.edu/costofcash/2013/03/22/todays-strategies-for-paying-bribes-abroad/</link>
		<comments>http://sites.tufts.edu/costofcash/2013/03/22/todays-strategies-for-paying-bribes-abroad/#comments</comments>
		<pubDate>Fri, 22 Mar 2013 12:32:46 +0000</pubDate>
		<dc:creator>Melanie  Reed</dc:creator>
				<category><![CDATA[Research]]></category>
		<category><![CDATA[bribery]]></category>
		<category><![CDATA[cash]]></category>
		<category><![CDATA[corruption]]></category>
		<category><![CDATA[enforcement]]></category>
		<category><![CDATA[fcpa]]></category>

		<guid isPermaLink="false">http://sites.tufts.edu/costofcash/?p=547</guid>
		<description><![CDATA[How do companies actually pay bribes in today’s world? The short answer is, by “cooking” their accounts to hide the funds. Companies try to do this in a number of ways, but U.S. enforcement authorities are tuned in, especially when it comes to bribery of foreign officials in connection with international business transactions, which is prohibited by the U.S. Foreign Corrupt Practices Act (FCPA).[1] The U.S. Department of Justice and U.S. Securities &#38; Exchange Commission both have amped up their resources in recent years to make sure they can uncover even the slyest schemes to pay bribes abroad. <a href="http://sites.tufts.edu/costofcash/2013/03/22/todays-strategies-for-paying-bribes-abroad/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://sites.tufts.edu/costofcash/2013/03/22/todays-strategies-for-paying-bribes-abroad/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Square</title>
		<link>http://sites.tufts.edu/costofcash/2013/03/20/square/</link>
		<comments>http://sites.tufts.edu/costofcash/2013/03/20/square/#comments</comments>
		<pubDate>Wed, 20 Mar 2013 20:52:57 +0000</pubDate>
		<dc:creator>Quang  Truong</dc:creator>
				<category><![CDATA[Research]]></category>
		<category><![CDATA[ABCs of Payments]]></category>
		<category><![CDATA[cashless]]></category>
		<category><![CDATA[mobile]]></category>

		<guid isPermaLink="false">http://sites.tufts.edu/costofcash/?p=576</guid>
		<description><![CDATA[by Quang Truong NICHE Square is a San Francisco based startup founded in 2010 by Jack Dorsey, founder of Twitter. Square enables merchants – typically small businesses and individual contractors – to collect payments by credit card without having to &#8230; <a href="http://sites.tufts.edu/costofcash/2013/03/20/square/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://sites.tufts.edu/costofcash/2013/03/20/square/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>LevelUp</title>
		<link>http://sites.tufts.edu/costofcash/2013/03/14/levelup/</link>
		<comments>http://sites.tufts.edu/costofcash/2013/03/14/levelup/#comments</comments>
		<pubDate>Thu, 14 Mar 2013 13:41:29 +0000</pubDate>
		<dc:creator>Quang  Truong</dc:creator>
				<category><![CDATA[Research]]></category>
		<category><![CDATA[ABCs of Payments]]></category>

		<guid isPermaLink="false">http://sites.tufts.edu/costofcash/?p=516</guid>
		<description><![CDATA[LevelUp offers an attractive product for both merchants and consumers. Consumers can download the app entirely free and will receive discounts and meal credits automatically. Merchants benefit by being able to receive payments without paying any interchange fees. Merchants don’t pay any monthly fees and are only charged if LevelUp helps a business acquire or retain a customer. LevelUp also takes a much smaller cut of the initial purchase relative to Groupon. Additionally, the fact that LevelUp is concerned about customer loyalty is seen as a huge boon for merchants – allegedly, 65% of customers using a LevelUp discount return for at least a second visit, compared to fewer than 5% for Groupon.
 <a href="http://sites.tufts.edu/costofcash/2013/03/14/levelup/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://sites.tufts.edu/costofcash/2013/03/14/levelup/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>ABCs of Payment Innovation: Assets, Backbones and Chips</title>
		<link>http://sites.tufts.edu/costofcash/2013/03/12/abcs-of-payment-innovation-assets-backbones-and-chips/</link>
		<comments>http://sites.tufts.edu/costofcash/2013/03/12/abcs-of-payment-innovation-assets-backbones-and-chips/#comments</comments>
		<pubDate>Tue, 12 Mar 2013 12:00:13 +0000</pubDate>
		<dc:creator>Ben</dc:creator>
				<category><![CDATA[Research]]></category>
		<category><![CDATA[ABCs of Payments]]></category>

		<guid isPermaLink="false">http://sites.tufts.edu/costofcash/?p=508</guid>
		<description><![CDATA[How do payment companies innovate? Should incumbents and oligopolists be concerned about upstarts? Do online payment companies work with or against existing banks and network operators? Should bank industry alliances scare web companies, telecoms and payment networks? The answers to &#8230; <a href="http://sites.tufts.edu/costofcash/2013/03/12/abcs-of-payment-innovation-assets-backbones-and-chips/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://sites.tufts.edu/costofcash/2013/03/12/abcs-of-payment-innovation-assets-backbones-and-chips/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Forbes blogger Faw on CEME Smackdown</title>
		<link>http://sites.tufts.edu/costofcash/2012/08/17/forbes-blogger-faw-on-ceme-smackdown/</link>
		<comments>http://sites.tufts.edu/costofcash/2012/08/17/forbes-blogger-faw-on-ceme-smackdown/#comments</comments>
		<pubDate>Fri, 17 Aug 2012 17:50:09 +0000</pubDate>
		<dc:creator>Ben</dc:creator>
				<category><![CDATA[Smackdown]]></category>
		<category><![CDATA[Teaching]]></category>

		<guid isPermaLink="false">http://sites.tufts.edu/costofcash/?p=502</guid>
		<description><![CDATA[Thanks to Larissa Faw of Forbes for her coverage of our little payments experiment. Faw covers Milliennial women workplace trends, with a focus on entrepreneurs, finance and innovation. We at CEME are grateful for the interest in our experiential learning &#8230; <a href="http://sites.tufts.edu/costofcash/2012/08/17/forbes-blogger-faw-on-ceme-smackdown/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://sites.tufts.edu/costofcash/2012/08/17/forbes-blogger-faw-on-ceme-smackdown/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Congratulations to Ravi and Brooke</title>
		<link>http://sites.tufts.edu/costofcash/2012/05/01/congratulations-to-ravi-and-brooke/</link>
		<comments>http://sites.tufts.edu/costofcash/2012/05/01/congratulations-to-ravi-and-brooke/#comments</comments>
		<pubDate>Tue, 01 May 2012 17:34:37 +0000</pubDate>
		<dc:creator>Ben</dc:creator>
				<category><![CDATA[Smackdown]]></category>

		<guid isPermaLink="false">http://sites.tufts.edu/costofcash/?p=421</guid>
		<description><![CDATA[Ravi&#8217;s inexplicable good fortune won him the $100 prize from MasterCard, and Brooke took the dinner prize for best blog entry. Congratulations from Kim, Ben, and the Center for Emerging Market Enterprises! Thank you to all who participated, and stay &#8230; <a href="http://sites.tufts.edu/costofcash/2012/05/01/congratulations-to-ravi-and-brooke/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://sites.tufts.edu/costofcash/2012/05/01/congratulations-to-ravi-and-brooke/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>That was easy</title>
		<link>http://sites.tufts.edu/costofcash/2012/04/13/that-was-easy/</link>
		<comments>http://sites.tufts.edu/costofcash/2012/04/13/that-was-easy/#comments</comments>
		<pubDate>Sat, 14 Apr 2012 03:21:57 +0000</pubDate>
		<dc:creator>Emily  Ginsberg</dc:creator>
				<category><![CDATA[Smackdown]]></category>

		<guid isPermaLink="false">http://sites.tufts.edu/costofcash/?p=477</guid>
		<description><![CDATA[I started out thinking that I would have at least some instances where I would be frustrated by being restricted to cards for a week, but I think the most interesting story is that I went almost an entire seven &#8230; <a href="http://sites.tufts.edu/costofcash/2012/04/13/that-was-easy/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://sites.tufts.edu/costofcash/2012/04/13/that-was-easy/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
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		<item>
		<title>A cardless week for a loyal card user</title>
		<link>http://sites.tufts.edu/costofcash/2012/04/13/a-cardless-week-for-a-loyal-card-user/</link>
		<comments>http://sites.tufts.edu/costofcash/2012/04/13/a-cardless-week-for-a-loyal-card-user/#comments</comments>
		<pubDate>Sat, 14 Apr 2012 02:24:19 +0000</pubDate>
		<dc:creator>Jaya  Movva</dc:creator>
				<category><![CDATA[Smackdown]]></category>

		<guid isPermaLink="false">http://sites.tufts.edu/costofcash/?p=474</guid>
		<description><![CDATA[This was a challenge, especially when the world is programmed to use cards. One would think that using cards would save money versus using cash but that isn’t true. I can tell you I did cheat a couple of times &#8230; <a href="http://sites.tufts.edu/costofcash/2012/04/13/a-cardless-week-for-a-loyal-card-user/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://sites.tufts.edu/costofcash/2012/04/13/a-cardless-week-for-a-loyal-card-user/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Lazy wants her cards back</title>
		<link>http://sites.tufts.edu/costofcash/2012/04/13/lazy-wants-her-cards-back/</link>
		<comments>http://sites.tufts.edu/costofcash/2012/04/13/lazy-wants-her-cards-back/#comments</comments>
		<pubDate>Sat, 14 Apr 2012 00:32:49 +0000</pubDate>
		<dc:creator>Alyza  Devraj</dc:creator>
				<category><![CDATA[Smackdown]]></category>

		<guid isPermaLink="false">http://sites.tufts.edu/costofcash/?p=471</guid>
		<description><![CDATA[Living without cards for a week resulted in some interesting habits. For one, I developed a fear of being without small bills.  I found that I always liked to keep a couple $1, $5  and $10 dollar bills on me. &#8230; <a href="http://sites.tufts.edu/costofcash/2012/04/13/lazy-wants-her-cards-back/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://sites.tufts.edu/costofcash/2012/04/13/lazy-wants-her-cards-back/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Concluding thoughts</title>
		<link>http://sites.tufts.edu/costofcash/2012/04/13/concluding-thoughts/</link>
		<comments>http://sites.tufts.edu/costofcash/2012/04/13/concluding-thoughts/#comments</comments>
		<pubDate>Fri, 13 Apr 2012 16:55:30 +0000</pubDate>
		<dc:creator>Rebecca  Tapscott</dc:creator>
				<category><![CDATA[Smackdown]]></category>

		<guid isPermaLink="false">http://sites.tufts.edu/costofcash/?p=460</guid>
		<description><![CDATA[I told myself I was going to blog every day, tens of hilarious stories about my trials and tribulations living in a cash-constrained world. But the truth is, all the trials and tribulations were mundane inconveniences, causing me to walk &#8230; <a href="http://sites.tufts.edu/costofcash/2012/04/13/concluding-thoughts/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://sites.tufts.edu/costofcash/2012/04/13/concluding-thoughts/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Trust in Cash</title>
		<link>http://sites.tufts.edu/costofcash/2012/04/12/in-cash-i-trust/</link>
		<comments>http://sites.tufts.edu/costofcash/2012/04/12/in-cash-i-trust/#comments</comments>
		<pubDate>Thu, 12 Apr 2012 22:14:22 +0000</pubDate>
		<dc:creator>Elisabeth  Ris</dc:creator>
				<category><![CDATA[Smackdown]]></category>

		<guid isPermaLink="false">http://sites.tufts.edu/costofcash/?p=446</guid>
		<description><![CDATA[I was cashless (swapped out of cardless because I didn’t want to waste a week of pre-paid T-pass). Everything was fine, I even installed levelup and got a bonus $5 which I used to get a loaf of bread at &#8230; <a href="http://sites.tufts.edu/costofcash/2012/04/12/in-cash-i-trust/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://sites.tufts.edu/costofcash/2012/04/12/in-cash-i-trust/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Random Musings</title>
		<link>http://sites.tufts.edu/costofcash/2012/04/12/random-musings/</link>
		<comments>http://sites.tufts.edu/costofcash/2012/04/12/random-musings/#comments</comments>
		<pubDate>Thu, 12 Apr 2012 21:54:15 +0000</pubDate>
		<dc:creator>Jiefei  Yuan</dc:creator>
				<category><![CDATA[Smackdown]]></category>
		<category><![CDATA[cashless]]></category>
		<category><![CDATA[drink]]></category>
		<category><![CDATA[grateful]]></category>
		<category><![CDATA[social]]></category>

		<guid isPermaLink="false">http://sites.tufts.edu/costofcash/?p=420</guid>
		<description><![CDATA[Since I&#8217;ve undertaken the mission to forego cash, I realize that I have been on a mental and physical detox from all late-night outings. An unintended consequence indeed. Why? First lesson in college: always carry cash when going out, for &#8230; <a href="http://sites.tufts.edu/costofcash/2012/04/12/random-musings/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://sites.tufts.edu/costofcash/2012/04/12/random-musings/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>A week in card-less purgatory: A diary</title>
		<link>http://sites.tufts.edu/costofcash/2012/04/09/a-week-in-card-less-purgatory-a-diary/</link>
		<comments>http://sites.tufts.edu/costofcash/2012/04/09/a-week-in-card-less-purgatory-a-diary/#comments</comments>
		<pubDate>Mon, 09 Apr 2012 13:30:27 +0000</pubDate>
		<dc:creator>Ravi  Chaturvedi</dc:creator>
				<category><![CDATA[Smackdown]]></category>
		<category><![CDATA[#cardlesspurgatory #neveragain]]></category>

		<guid isPermaLink="false">http://sites.tufts.edu/costofcash/?p=409</guid>
		<description><![CDATA[(Background: Your humble blogger is a self-styled guru of “Zen and the art of cashless living”. With over 10,000 hours of practice in non-cash payments (Here’s one more data point for you Malcolm Gladwell!) in the last 12 years, this &#8230; <a href="http://sites.tufts.edu/costofcash/2012/04/09/a-week-in-card-less-purgatory-a-diary/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://sites.tufts.edu/costofcash/2012/04/09/a-week-in-card-less-purgatory-a-diary/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Going without cash is somewhat uneventful&#8230; and slightly expensive!</title>
		<link>http://sites.tufts.edu/costofcash/2012/04/08/going-without-cash-is-somewhat-uneventful-and-slightly-expensive/</link>
		<comments>http://sites.tufts.edu/costofcash/2012/04/08/going-without-cash-is-somewhat-uneventful-and-slightly-expensive/#comments</comments>
		<pubDate>Mon, 09 Apr 2012 04:08:37 +0000</pubDate>
		<dc:creator>Fatima  Asvat Patel</dc:creator>
				<category><![CDATA[Smackdown]]></category>

		<guid isPermaLink="false">http://sites.tufts.edu/costofcash/?p=394</guid>
		<description><![CDATA[I have to admit: my cashless week was somewhat uneventful. When I first learned that we would be randomly selected to be on either side of this smackdown, I prayed to God to place me in the cashless group. My &#8230; <a href="http://sites.tufts.edu/costofcash/2012/04/08/going-without-cash-is-somewhat-uneventful-and-slightly-expensive/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://sites.tufts.edu/costofcash/2012/04/08/going-without-cash-is-somewhat-uneventful-and-slightly-expensive/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Don&#8217;t know how to live without a card? Just call Mom.</title>
		<link>http://sites.tufts.edu/costofcash/2012/04/08/dont-know-how-to-live-without-a-card-just-call-mom/</link>
		<comments>http://sites.tufts.edu/costofcash/2012/04/08/dont-know-how-to-live-without-a-card-just-call-mom/#comments</comments>
		<pubDate>Sun, 08 Apr 2012 16:17:17 +0000</pubDate>
		<dc:creator>Ben</dc:creator>
				<category><![CDATA[Smackdown]]></category>

		<guid isPermaLink="false">http://sites.tufts.edu/costofcash/?p=389</guid>
		<description><![CDATA[by Min Lin When I first discovered I would have to go cardless for a week, I thought, &#8220;I have to call mom, she&#8217;ll know what to do.&#8221; Except for some change in my wallet, I never carry cash. My mother, &#8230; <a href="http://sites.tufts.edu/costofcash/2012/04/08/dont-know-how-to-live-without-a-card-just-call-mom/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://sites.tufts.edu/costofcash/2012/04/08/dont-know-how-to-live-without-a-card-just-call-mom/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Going cardless? This is going to be easy!</title>
		<link>http://sites.tufts.edu/costofcash/2012/04/06/going-cardless-this-is-going-to-be-easy/</link>
		<comments>http://sites.tufts.edu/costofcash/2012/04/06/going-cardless-this-is-going-to-be-easy/#comments</comments>
		<pubDate>Fri, 06 Apr 2012 22:44:55 +0000</pubDate>
		<dc:creator>Tomohiro  Nagasaki</dc:creator>
				<category><![CDATA[Smackdown]]></category>

		<guid isPermaLink="false">http://sites.tufts.edu/costofcash/?p=344</guid>
		<description><![CDATA[This week, I made the biggest purchase using cash since I came to Fletcher last August. I bought an iPhone 4 from a fellow Fletcher student! I had lost my phone in an unfortunate event during my spring break trip &#8230; <a href="http://sites.tufts.edu/costofcash/2012/04/06/going-cardless-this-is-going-to-be-easy/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://sites.tufts.edu/costofcash/2012/04/06/going-cardless-this-is-going-to-be-easy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>School&#8217;s out!!</title>
		<link>http://sites.tufts.edu/costofcash/2012/04/06/schools-out/</link>
		<comments>http://sites.tufts.edu/costofcash/2012/04/06/schools-out/#comments</comments>
		<pubDate>Fri, 06 Apr 2012 16:28:16 +0000</pubDate>
		<dc:creator>Ben</dc:creator>
				<category><![CDATA[Smackdown]]></category>

		<guid isPermaLink="false">http://sites.tufts.edu/costofcash/?p=380</guid>
		<description><![CDATA[The April 6, 10:00am deadline is past! Welcome back to your integrated wallets. Blogging continues&#8230;. stay tuned for details on the blogging deadline, prize announcements and more. Thank you very much for participating in our Smackdown!]]></description>
		<wfw:commentRss>http://sites.tufts.edu/costofcash/2012/04/06/schools-out/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>It was going to be so easy&#8230;</title>
		<link>http://sites.tufts.edu/costofcash/2012/04/06/it-was-going-to-be-so-easy/</link>
		<comments>http://sites.tufts.edu/costofcash/2012/04/06/it-was-going-to-be-so-easy/#comments</comments>
		<pubDate>Fri, 06 Apr 2012 13:40:48 +0000</pubDate>
		<dc:creator>Michael  Tauras</dc:creator>
				<category><![CDATA[Smackdown]]></category>

		<guid isPermaLink="false">http://sites.tufts.edu/costofcash/?p=355</guid>
		<description><![CDATA[Since I couldn&#8217;t conceive of going cardless, I refused to believe my being placed in that group was at all possible. If the unthinkable occurred, I figured I simply wouldn&#8217;t spend any money for the week, rent and other revolving &#8230; <a href="http://sites.tufts.edu/costofcash/2012/04/06/it-was-going-to-be-so-easy/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://sites.tufts.edu/costofcash/2012/04/06/it-was-going-to-be-so-easy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>The letter T</title>
		<link>http://sites.tufts.edu/costofcash/2012/04/06/the-letter-t/</link>
		<comments>http://sites.tufts.edu/costofcash/2012/04/06/the-letter-t/#comments</comments>
		<pubDate>Fri, 06 Apr 2012 06:12:19 +0000</pubDate>
		<dc:creator>Nathan  Kennedy</dc:creator>
				<category><![CDATA[Smackdown]]></category>
		<category><![CDATA[cardless]]></category>

		<guid isPermaLink="false">http://sites.tufts.edu/costofcash/?p=188</guid>
		<description><![CDATA[… has nothing to do with cash, really. You know how once in a while, you see one of those old cars driving in traffic, the ones that look like a Model T. My first day cardless, I saw one &#8230; <a href="http://sites.tufts.edu/costofcash/2012/04/06/the-letter-t/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://sites.tufts.edu/costofcash/2012/04/06/the-letter-t/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Going Cashless is easy&#8230;well almost.</title>
		<link>http://sites.tufts.edu/costofcash/2012/04/05/going-cashless-is-easy-well-almost/</link>
		<comments>http://sites.tufts.edu/costofcash/2012/04/05/going-cashless-is-easy-well-almost/#comments</comments>
		<pubDate>Fri, 06 Apr 2012 04:34:55 +0000</pubDate>
		<dc:creator>Nachama  Rosen</dc:creator>
				<category><![CDATA[Smackdown]]></category>

		<guid isPermaLink="false">http://sites.tufts.edu/costofcash/?p=364</guid>
		<description><![CDATA[I am mostly a cashless person. I always carry around some cash &#8211; for emergencies or the odd time I need it. Usually this is when I forget to fill my Jumbo card and I am in the middle of &#8230; <a href="http://sites.tufts.edu/costofcash/2012/04/05/going-cashless-is-easy-well-almost/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://sites.tufts.edu/costofcash/2012/04/05/going-cashless-is-easy-well-almost/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Going cashless&#8230; a little too easy?</title>
		<link>http://sites.tufts.edu/costofcash/2012/04/05/going-cashless-a-little-too-easy/</link>
		<comments>http://sites.tufts.edu/costofcash/2012/04/05/going-cashless-a-little-too-easy/#comments</comments>
		<pubDate>Fri, 06 Apr 2012 03:50:59 +0000</pubDate>
		<dc:creator>Miranda Fasulo</dc:creator>
				<category><![CDATA[Smackdown]]></category>

		<guid isPermaLink="false">http://sites.tufts.edu/costofcash/?p=361</guid>
		<description><![CDATA[For Christmas I took my parents dog-sledding in Maine, and the company was cash only. I was somewhat annoyed since it was $150/person, which meant a $450 cash transaction. Seriously? Oh well. It’s Maine. We stopped at the local Mallard &#8230; <a href="http://sites.tufts.edu/costofcash/2012/04/05/going-cashless-a-little-too-easy/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://sites.tufts.edu/costofcash/2012/04/05/going-cashless-a-little-too-easy/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Cardless where cardless is out of the norm</title>
		<link>http://sites.tufts.edu/costofcash/2012/04/05/cardless-where-cardless-is-out-of-the-norm/</link>
		<comments>http://sites.tufts.edu/costofcash/2012/04/05/cardless-where-cardless-is-out-of-the-norm/#comments</comments>
		<pubDate>Fri, 06 Apr 2012 03:34:33 +0000</pubDate>
		<dc:creator>Julia  Turnbull</dc:creator>
				<category><![CDATA[Smackdown]]></category>

		<guid isPermaLink="false">http://sites.tufts.edu/costofcash/?p=358</guid>
		<description><![CDATA[I met up with a fellow microfinance intern from Oaxaca at a cash-only bar, and she was concerned about having enough on hand for a drink. We never would have let that happen Oaxaca, where cash is king. People never &#8230; <a href="http://sites.tufts.edu/costofcash/2012/04/05/cardless-where-cardless-is-out-of-the-norm/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://sites.tufts.edu/costofcash/2012/04/05/cardless-where-cardless-is-out-of-the-norm/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>I used a card&#8230;</title>
		<link>http://sites.tufts.edu/costofcash/2012/04/05/i-used-a-card/</link>
		<comments>http://sites.tufts.edu/costofcash/2012/04/05/i-used-a-card/#comments</comments>
		<pubDate>Thu, 05 Apr 2012 17:35:36 +0000</pubDate>
		<dc:creator>Sasha  Kapadia</dc:creator>
				<category><![CDATA[Smackdown]]></category>

		<guid isPermaLink="false">http://sites.tufts.edu/costofcash/?p=240</guid>
		<description><![CDATA[to check out library books! Cardless and going strong.]]></description>
		<wfw:commentRss>http://sites.tufts.edu/costofcash/2012/04/05/i-used-a-card/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Miss, we don&#8217;t take Canadian</title>
		<link>http://sites.tufts.edu/costofcash/2012/04/04/miss-we-dont-take-canadian/</link>
		<comments>http://sites.tufts.edu/costofcash/2012/04/04/miss-we-dont-take-canadian/#comments</comments>
		<pubDate>Wed, 04 Apr 2012 20:27:16 +0000</pubDate>
		<dc:creator>Alyza  Devraj</dc:creator>
				<category><![CDATA[Smackdown]]></category>

		<guid isPermaLink="false">http://sites.tufts.edu/costofcash/?p=339</guid>
		<description><![CDATA[Going into the challenge, I was excited yet nervous about what this week would look like. Normally dependent on the various pieces of plastic in my wallet, when I drew the “cardless” assignment I knew I was in for an &#8230; <a href="http://sites.tufts.edu/costofcash/2012/04/04/miss-we-dont-take-canadian/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://sites.tufts.edu/costofcash/2012/04/04/miss-we-dont-take-canadian/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Cost / Benefit Analysis</title>
		<link>http://sites.tufts.edu/costofcash/2012/04/04/cost-benefit-analysis/</link>
		<comments>http://sites.tufts.edu/costofcash/2012/04/04/cost-benefit-analysis/#comments</comments>
		<pubDate>Wed, 04 Apr 2012 18:32:51 +0000</pubDate>
		<dc:creator>Maki  Nakata</dc:creator>
				<category><![CDATA[Smackdown]]></category>

		<guid isPermaLink="false">http://sites.tufts.edu/costofcash/?p=334</guid>
		<description><![CDATA[Benefit: Become more aware of your spending Can be more thankful to the convenience of the payment cards You are always ready to split costs after having a dine-out with friends Cost Miss the train because you have to purchase &#8230; <a href="http://sites.tufts.edu/costofcash/2012/04/04/cost-benefit-analysis/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://sites.tufts.edu/costofcash/2012/04/04/cost-benefit-analysis/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Temptation Won</title>
		<link>http://sites.tufts.edu/costofcash/2012/04/04/temptation-won/</link>
		<comments>http://sites.tufts.edu/costofcash/2012/04/04/temptation-won/#comments</comments>
		<pubDate>Wed, 04 Apr 2012 14:40:32 +0000</pubDate>
		<dc:creator>Jennifer  Heintz</dc:creator>
				<category><![CDATA[Smackdown]]></category>

		<guid isPermaLink="false">http://sites.tufts.edu/costofcash/?p=183</guid>
		<description><![CDATA[All Yesterday I just wanted to use my credit card. It started with the T. It was just one old lady and me waiting for the only machine that takes cash for Charlie Tickets. She was taking her time, let&#8217;s &#8230; <a href="http://sites.tufts.edu/costofcash/2012/04/04/temptation-won/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://sites.tufts.edu/costofcash/2012/04/04/temptation-won/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Cash is costing me</title>
		<link>http://sites.tufts.edu/costofcash/2012/04/03/cash-is-costing-me/</link>
		<comments>http://sites.tufts.edu/costofcash/2012/04/03/cash-is-costing-me/#comments</comments>
		<pubDate>Wed, 04 Apr 2012 01:16:50 +0000</pubDate>
		<dc:creator>Brooke  Smith</dc:creator>
				<category><![CDATA[Smackdown]]></category>

		<guid isPermaLink="false">http://sites.tufts.edu/costofcash/?p=320</guid>
		<description><![CDATA[My week in paper is chugging along well, but it definitely has me thinking about the costs of lacking choice. There have been financial costs and benefits with my cash-only lifestyle, in addition to some costs and benefits in terms &#8230; <a href="http://sites.tufts.edu/costofcash/2012/04/03/cash-is-costing-me/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://sites.tufts.edu/costofcash/2012/04/03/cash-is-costing-me/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
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		<item>
		<title>Shut out of a friendly bet</title>
		<link>http://sites.tufts.edu/costofcash/2012/04/03/shut-out-of-a-friendly-bet/</link>
		<comments>http://sites.tufts.edu/costofcash/2012/04/03/shut-out-of-a-friendly-bet/#comments</comments>
		<pubDate>Tue, 03 Apr 2012 20:31:20 +0000</pubDate>
		<dc:creator>Betsy Ness-Edelstein</dc:creator>
				<category><![CDATA[Smackdown]]></category>

		<guid isPermaLink="false">http://sites.tufts.edu/costofcash/?p=309</guid>
		<description><![CDATA[What’s more fun than doing homework? Well, a lot of things, it would seem, judging from the alternative activities my friends and I have recently engaged in while procrastinating. Yesterday, I was sitting in the campus center with some friends &#8230; <a href="http://sites.tufts.edu/costofcash/2012/04/03/shut-out-of-a-friendly-bet/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://sites.tufts.edu/costofcash/2012/04/03/shut-out-of-a-friendly-bet/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Cash only please</title>
		<link>http://sites.tufts.edu/costofcash/2012/04/03/cash-only-please/</link>
		<comments>http://sites.tufts.edu/costofcash/2012/04/03/cash-only-please/#comments</comments>
		<pubDate>Tue, 03 Apr 2012 17:26:11 +0000</pubDate>
		<dc:creator>Lilia  Bliznashka</dc:creator>
				<category><![CDATA[Smackdown]]></category>

		<guid isPermaLink="false">http://sites.tufts.edu/costofcash/?p=305</guid>
		<description><![CDATA[This seems to be the day for informal transactions. Procuring a course pack for 1/9 of what it costs at the Tufts Bookstore has probably been one of the best investments I&#8217;ve made this semester. The boundaries of ethics and &#8230; <a href="http://sites.tufts.edu/costofcash/2012/04/03/cash-only-please/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://sites.tufts.edu/costofcash/2012/04/03/cash-only-please/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Illegal March Madness Pools Don&#8217;t Take Credit</title>
		<link>http://sites.tufts.edu/costofcash/2012/04/03/illegal-march-madness-pools-dont-take-credit/</link>
		<comments>http://sites.tufts.edu/costofcash/2012/04/03/illegal-march-madness-pools-dont-take-credit/#comments</comments>
		<pubDate>Tue, 03 Apr 2012 11:55:25 +0000</pubDate>
		<dc:creator>Charles  Bailey</dc:creator>
				<category><![CDATA[Smackdown]]></category>

		<guid isPermaLink="false">http://sites.tufts.edu/costofcash/?p=294</guid>
		<description><![CDATA[I&#8217;m going to violate the rules today. I&#8217;ve got an illegal gambling debt that I need to pay off and I can&#8217;t use a card for it. You see, when I filled out my March Madness brackets this year for &#8230; <a href="http://sites.tufts.edu/costofcash/2012/04/03/illegal-march-madness-pools-dont-take-credit/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://sites.tufts.edu/costofcash/2012/04/03/illegal-march-madness-pools-dont-take-credit/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>What&#8217;s in your wallet?</title>
		<link>http://sites.tufts.edu/costofcash/2012/04/03/whats-in-your-wallet/</link>
		<comments>http://sites.tufts.edu/costofcash/2012/04/03/whats-in-your-wallet/#comments</comments>
		<pubDate>Tue, 03 Apr 2012 06:00:34 +0000</pubDate>
		<dc:creator>Cashless J</dc:creator>
				<category><![CDATA[Smackdown]]></category>

		<guid isPermaLink="false">http://sites.tufts.edu/costofcash/?p=288</guid>
		<description><![CDATA[I have to admit guys, being cashless has been close to a walk in the park . I don&#8217;t mean to brag, but it has. So I wondered&#8230; &#8220;well, nothing is this easy&#8230; what&#8217;s the catch?&#8221;&#8230;At that moment I turned &#8230; <a href="http://sites.tufts.edu/costofcash/2012/04/03/whats-in-your-wallet/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://sites.tufts.edu/costofcash/2012/04/03/whats-in-your-wallet/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>My Dirty Cash</title>
		<link>http://sites.tufts.edu/costofcash/2012/04/02/my-dirty-cash/</link>
		<comments>http://sites.tufts.edu/costofcash/2012/04/02/my-dirty-cash/#comments</comments>
		<pubDate>Tue, 03 Apr 2012 00:14:32 +0000</pubDate>
		<dc:creator>Rachael  Parrish</dc:creator>
				<category><![CDATA[Smackdown]]></category>

		<guid isPermaLink="false">http://sites.tufts.edu/costofcash/?p=143</guid>
		<description><![CDATA[When I started this challenge I was scared. Not of the challenge itself—I thought that would be quite easy. But how would I ever find something interesting to write about? You see, I abhor cash. So a so-called “challenge” that &#8230; <a href="http://sites.tufts.edu/costofcash/2012/04/02/my-dirty-cash/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://sites.tufts.edu/costofcash/2012/04/02/my-dirty-cash/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
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		<item>
		<title>Paying for convenience</title>
		<link>http://sites.tufts.edu/costofcash/2012/04/02/paying-for-convenience/</link>
		<comments>http://sites.tufts.edu/costofcash/2012/04/02/paying-for-convenience/#comments</comments>
		<pubDate>Mon, 02 Apr 2012 21:36:11 +0000</pubDate>
		<dc:creator>Julia  Fitzpatrick</dc:creator>
				<category><![CDATA[Smackdown]]></category>

		<guid isPermaLink="false">http://sites.tufts.edu/costofcash/?p=272</guid>
		<description><![CDATA[Pleased with being serendipitously placed in the cashless group, I haughtily didn&#8217;t even think about the 4pm start time on Friday. Didn&#8217;t watch the clock, didn&#8217;t care. I knew I didn&#8217;t need cash in my life with my trusty debit, &#8230; <a href="http://sites.tufts.edu/costofcash/2012/04/02/paying-for-convenience/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://sites.tufts.edu/costofcash/2012/04/02/paying-for-convenience/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>When was the last time you went to a bank to take out money?</title>
		<link>http://sites.tufts.edu/costofcash/2012/04/02/when-was-the-last-time-you-went-to-a-bank-to-take-out-money/</link>
		<comments>http://sites.tufts.edu/costofcash/2012/04/02/when-was-the-last-time-you-went-to-a-bank-to-take-out-money/#comments</comments>
		<pubDate>Mon, 02 Apr 2012 20:49:01 +0000</pubDate>
		<dc:creator>Jane  Phelan</dc:creator>
				<category><![CDATA[Smackdown]]></category>

		<guid isPermaLink="false">http://sites.tufts.edu/costofcash/?p=268</guid>
		<description><![CDATA[Hello, cardless friends. I am happy that I did my bi-weekly trip to the grocery store and filled up my gas tank last week, because I have $10 in cash to make it to the end of this cardless week! It &#8230; <a href="http://sites.tufts.edu/costofcash/2012/04/02/when-was-the-last-time-you-went-to-a-bank-to-take-out-money/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://sites.tufts.edu/costofcash/2012/04/02/when-was-the-last-time-you-went-to-a-bank-to-take-out-money/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
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		<title>Forgive me, Professor, for I have transgressed&#8230;</title>
		<link>http://sites.tufts.edu/costofcash/2012/04/02/forgive-me-professor-for-i-have-transgressed/</link>
		<comments>http://sites.tufts.edu/costofcash/2012/04/02/forgive-me-professor-for-i-have-transgressed/#comments</comments>
		<pubDate>Mon, 02 Apr 2012 18:34:05 +0000</pubDate>
		<dc:creator>Sasha  Kapadia</dc:creator>
				<category><![CDATA[Smackdown]]></category>

		<guid isPermaLink="false">http://sites.tufts.edu/costofcash/?p=241</guid>
		<description><![CDATA[I have used a card. I really, truly, sincerely did not mean to use a card, but it was unavoidable. **sniff** Honest. **sniff** Summer internship funding forms were due! Study guides needed to get printed! It won&#8217;t happen again. Promise. &#8230; <a href="http://sites.tufts.edu/costofcash/2012/04/02/forgive-me-professor-for-i-have-transgressed/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://sites.tufts.edu/costofcash/2012/04/02/forgive-me-professor-for-i-have-transgressed/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
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		<title>Cardless? How timely</title>
		<link>http://sites.tufts.edu/costofcash/2012/04/01/cardless-how-timely/</link>
		<comments>http://sites.tufts.edu/costofcash/2012/04/01/cardless-how-timely/#comments</comments>
		<pubDate>Mon, 02 Apr 2012 01:37:46 +0000</pubDate>
		<dc:creator>Nathan  Kennedy</dc:creator>
				<category><![CDATA[Smackdown]]></category>

		<guid isPermaLink="false">http://sites.tufts.edu/costofcash/?p=214</guid>
		<description><![CDATA[It seems the Visa network was down with a technical problem for a short time Sunday. Any of the cashless notice?]]></description>
		<wfw:commentRss>http://sites.tufts.edu/costofcash/2012/04/01/cardless-how-timely/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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		<title>What do dirty looks and pennies have in common?</title>
		<link>http://sites.tufts.edu/costofcash/2012/04/01/what-do-dirty-looks-and-pennies-have-in-common/</link>
		<comments>http://sites.tufts.edu/costofcash/2012/04/01/what-do-dirty-looks-and-pennies-have-in-common/#comments</comments>
		<pubDate>Sun, 01 Apr 2012 23:38:34 +0000</pubDate>
		<dc:creator>Meghan  Mahoney</dc:creator>
				<category><![CDATA[Smackdown]]></category>

		<guid isPermaLink="false">http://sites.tufts.edu/costofcash/?p=210</guid>
		<description><![CDATA[Cardless people get a lot of them! My wallet seriously weighs like 5 lbs right now. And of course, while paying for coffee today- I decided to unload some of my change and commenced digging through my purse to find &#8230; <a href="http://sites.tufts.edu/costofcash/2012/04/01/what-do-dirty-looks-and-pennies-have-in-common/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://sites.tufts.edu/costofcash/2012/04/01/what-do-dirty-looks-and-pennies-have-in-common/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
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		<title>Rolling deep&#8230;</title>
		<link>http://sites.tufts.edu/costofcash/2012/04/01/rolling-deep/</link>
		<comments>http://sites.tufts.edu/costofcash/2012/04/01/rolling-deep/#comments</comments>
		<pubDate>Sun, 01 Apr 2012 20:16:43 +0000</pubDate>
		<dc:creator>Anna  Stone</dc:creator>
				<category><![CDATA[Smackdown]]></category>

		<guid isPermaLink="false">http://sites.tufts.edu/costofcash/?p=201</guid>
		<description><![CDATA[After paying my rent prior to the 4pm deadline and stashing my cash in a drawer, I was ready for the week.  My initial anxiety about this contest is that I will feel as if I get some sort of &#8230; <a href="http://sites.tufts.edu/costofcash/2012/04/01/rolling-deep/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://sites.tufts.edu/costofcash/2012/04/01/rolling-deep/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
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		<title>12 minutes</title>
		<link>http://sites.tufts.edu/costofcash/2012/04/01/12-minutes/</link>
		<comments>http://sites.tufts.edu/costofcash/2012/04/01/12-minutes/#comments</comments>
		<pubDate>Sun, 01 Apr 2012 20:16:13 +0000</pubDate>
		<dc:creator>Brooke  Smith</dc:creator>
				<category><![CDATA[Smackdown]]></category>

		<guid isPermaLink="false">http://sites.tufts.edu/costofcash/?p=199</guid>
		<description><![CDATA[I lasted precisely 12 minutes as a devoted cardless consumer. I was assigned into the cashless group, but was willing to make the trade with another smackdown participant because I am pretty big proponent of carrying cash.  I made sure &#8230; <a href="http://sites.tufts.edu/costofcash/2012/04/01/12-minutes/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://sites.tufts.edu/costofcash/2012/04/01/12-minutes/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
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		<item>
		<title>Once a cheater&#8230;??</title>
		<link>http://sites.tufts.edu/costofcash/2012/04/01/once-a-cheater/</link>
		<comments>http://sites.tufts.edu/costofcash/2012/04/01/once-a-cheater/#comments</comments>
		<pubDate>Sun, 01 Apr 2012 15:57:33 +0000</pubDate>
		<dc:creator>Rebecca  Tapscott</dc:creator>
				<category><![CDATA[Smackdown]]></category>

		<guid isPermaLink="false">http://sites.tufts.edu/costofcash/?p=194</guid>
		<description><![CDATA[I cheated on my first day. I know that’s bad, but I had a premonition that I would be “cardless” and somehow pre-planning to go to the ATM after 4:00 p.m. made it seem okay. Like I could have gone &#8230; <a href="http://sites.tufts.edu/costofcash/2012/04/01/once-a-cheater/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://sites.tufts.edu/costofcash/2012/04/01/once-a-cheater/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
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		<item>
		<title>Amazon Instant Video: Awesome If You&#8217;re Lazy, Impossible If You&#8217;re Cardless</title>
		<link>http://sites.tufts.edu/costofcash/2012/04/01/amazon-instant-video-awesome-if-youre-lazy-impossible-if-youre-cardless/</link>
		<comments>http://sites.tufts.edu/costofcash/2012/04/01/amazon-instant-video-awesome-if-youre-lazy-impossible-if-youre-cardless/#comments</comments>
		<pubDate>Sun, 01 Apr 2012 13:29:04 +0000</pubDate>
		<dc:creator>Charles  Bailey</dc:creator>
				<category><![CDATA[Smackdown]]></category>

		<guid isPermaLink="false">http://sites.tufts.edu/costofcash/?p=189</guid>
		<description><![CDATA[At about 9 PM last night, my brain decided that my 14 hour thesis binge was over. While all good things must come to an end, so too (mercifully) must all bad things. In a near vegetative state, I joined &#8230; <a href="http://sites.tufts.edu/costofcash/2012/04/01/amazon-instant-video-awesome-if-youre-lazy-impossible-if-youre-cardless/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://sites.tufts.edu/costofcash/2012/04/01/amazon-instant-video-awesome-if-youre-lazy-impossible-if-youre-cardless/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>It&#8217;s hard to let go&#8230;</title>
		<link>http://sites.tufts.edu/costofcash/2012/03/31/its-hard-to-let-go/</link>
		<comments>http://sites.tufts.edu/costofcash/2012/03/31/its-hard-to-let-go/#comments</comments>
		<pubDate>Sat, 31 Mar 2012 21:05:43 +0000</pubDate>
		<dc:creator>Nathan  Kennedy</dc:creator>
				<category><![CDATA[Smackdown]]></category>
		<category><![CDATA[cardless]]></category>

		<guid isPermaLink="false">http://sites.tufts.edu/costofcash/?p=149</guid>
		<description><![CDATA[I went to Target this morning, spent $65. I am cardless this week, so I had been sure to bring enough cash along for what I planned to buy. (Target is, of course, notorious for shopping mission creep. My fixed &#8230; <a href="http://sites.tufts.edu/costofcash/2012/03/31/its-hard-to-let-go/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://sites.tufts.edu/costofcash/2012/03/31/its-hard-to-let-go/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
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		<title>The Cash-hater Goes Cardless</title>
		<link>http://sites.tufts.edu/costofcash/2012/03/31/tales-of-a-chashlessgirl/</link>
		<comments>http://sites.tufts.edu/costofcash/2012/03/31/tales-of-a-chashlessgirl/#comments</comments>
		<pubDate>Sat, 31 Mar 2012 19:44:12 +0000</pubDate>
		<dc:creator>Jennifer  Heintz</dc:creator>
				<category><![CDATA[Smackdown]]></category>

		<guid isPermaLink="false">http://sites.tufts.edu/costofcash/?p=184</guid>
		<description><![CDATA[To begin with, I had not used my atm card to take out cash in so long that I had forgotten my pin and had to have my bank send me a &#8220;reminder&#8221;. I don&#8217;t even have a bank in &#8230; <a href="http://sites.tufts.edu/costofcash/2012/03/31/tales-of-a-chashlessgirl/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://sites.tufts.edu/costofcash/2012/03/31/tales-of-a-chashlessgirl/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
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		<item>
		<title>Tolls got me.</title>
		<link>http://sites.tufts.edu/costofcash/2012/03/31/tolls-got-me/</link>
		<comments>http://sites.tufts.edu/costofcash/2012/03/31/tolls-got-me/#comments</comments>
		<pubDate>Sat, 31 Mar 2012 19:10:02 +0000</pubDate>
		<dc:creator>Ben</dc:creator>
				<category><![CDATA[Smackdown]]></category>

		<guid isPermaLink="false">http://sites.tufts.edu/costofcash/?p=173</guid>
		<description><![CDATA[ I picked my wife up from the airport, and I&#8217;m so used to zipping through the electronic tolls, I did it without even thinking. It was premeditated. I decided I would just &#8216;fess up here and say, &#8211;Yes it&#8217;s a &#8230; <a href="http://sites.tufts.edu/costofcash/2012/03/31/tolls-got-me/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://sites.tufts.edu/costofcash/2012/03/31/tolls-got-me/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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