Cost / Benefit Analysis

On April 4, 2012 By

Benefit:

Become more aware of your spending Can be more thankful to the convenience of the payment cards You are always ready to split costs after having a dine-out with friends

Cost

Miss the train because you have to purchase a charlie card Always exposed to the risk of losing cash Not cool (for not [...]

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Temptation Won

On April 4, 2012 By

All Yesterday I just wanted to use my credit card. It started with the T. It was just one old lady and me waiting for the only machine that takes cash for Charlie Tickets. She was taking her time, let’s just say. I said to myself, “If a train comes before she finishes buying her [...]

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Cash is costing me

On April 3, 2012 By

My week in paper is chugging along well, but it definitely has me thinking about the costs of lacking choice. There have been financial costs and benefits with my cash-only lifestyle, in addition to some costs and benefits in terms of time and social capital.

Financial:

- ($0.37 x T rides this week) Without a [...]

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What’s more fun than doing homework? Well, a lot of things, it would seem, judging from the alternative activities my friends and I have recently engaged in while procrastinating. Yesterday, I was sitting in the campus center with some friends (under the pretense of doing work together) when they decided to take a break from [...]

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Cash only please

On April 3, 2012 By

This seems to be the day for informal transactions. Procuring a course pack for 1/9 of what it costs at the Tufts Bookstore has probably been one of the best investments I’ve made this semester. The boundaries of ethics and legality are blurred for a poor grad student who just saved over $150 on a [...]

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I’m going to violate the rules today. I’ve got an illegal gambling debt that I need to pay off and I can’t use a card for it.

You see, when I filled out my March Madness brackets this year for the Fletcher pool, I did as I always do: let my partisan fandom influence my [...]

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What’s in your wallet?

On April 3, 2012 By

I have to admit guys, being cashless has been close to a walk in the park . I don’t mean to brag, but it has. So I wondered… “well, nothing is this easy… what’s the catch?”…At that moment I turned and looked at my bill-free wallet and asked to myself: “well, if I don’t have [...]

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My Dirty Cash

On April 2, 2012 By

When I started this challenge I was scared. Not of the challenge itself—I thought that would be quite easy. But how would I ever find something interesting to write about?

You see, I abhor cash. So a so-called “challenge” that stipulates against using cash seemed—well, like stealing candy from a baby. While some might find [...]

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Pleased with being serendipitously placed in the cashless group, I haughtily didn’t even think about the 4pm start time on Friday. Didn’t watch the clock, didn’t care. I knew I didn’t need cash in my life with my trusty debit, credit, and Charlie cards at hand. That is, until it was two hours later [...]

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Hello, cardless friends. I am happy that I did my bi-weekly trip to the grocery store and filled up my gas tank last week, because I have $10 in cash to make it to the end of this cardless week! It turns out that my account with Bank of America (like Ms. Mahoney, I too have [...]

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