Financial Integration of Refugees in Dallas, Texas

By Julie Zollmann, Airokhsh Faiz-Qaisary, Kenza Ben-Azouz, Kim Wilson, and Radha Rajkotia. Refugees resettled in the United States are typically supported quite closely early in their transition as support agencies help them settle into new homes, open bank accounts, get their first jobs, and register their children in school. Agencies monitor whether refugees are “self-sufficient,” meaning that their incomes cover their most essential expenses as quickly as possible. However, little is known about the next stage of refugees’ financial and economic transitions, once refugees are no longer interacting regularly with resettlement agencies. In July 2018, we interviewed 29 refugees who had been resettled two to three years earlier to understand the phases of their financial transition and identify possible opportunities to accelerate refugees’ financial gains.

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How to Achieve the American Dream on an Immigrant’s Income

By Jeffrey Ashe, Kim Wilson.
The American Dream—being able to earn a good living, buy a home, send children to school, and build a life in the United States regardless of social stature or place of birth—is an aspiration for most who immigrate to the United States. While new immigrants may be fleeing violence, poverty, and persecution—so called “push factors”—they are also pulled by the prospects of a better life for themselves and their children. Some immigrants arrive in the United States wealthy, educated, and fluent in English. These case studies focus on immigrants who may arrive with a few dollars in their pocket, struggle with English, and sometimes are without legal documents. Our research examines how immigrant households save up in groups to transform income that is irregular, uncertain, and low into regular, predictable, and meaningful sums of cash.

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Putting Pieces in Place

By Ella Duncan, under the supervision of Kim Wilson. New arrivals to America must navigate ongoing identification of what American norms are and make decisions about which norms to embrace, which to merge into previously held norms, and which to discard as a poor fit. Financial norms hold a special place of importance. Deciding how to manage finances in America is directly related to the ability to provide for the well-being of oneself, one’s family, and one’s community. In a series of interviews in the fall of 2019, three Burundian immigrants in southern Maine shared their creative approaches to managing American finances.

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Economic Integration

This video draws on a case study of Uganda, where refugees move from their early arrival phase to coping long term with economic opportunities and set-backs. The information draws on Fletcher research in Uganda.

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Entrepreneurship Amidst Displacement

In this issue of Fresh FINDings we feature research from Jordan, led by Swati Mehta Dhawan of Katholische Universität Eichstätt

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Navigating ‘Survivelihood’: Why refugees in Jordan plateau in their financial journeys too soon

By Swati Mehta Dhawan, Hans-Martin Zademach, and Kim Wilson This essay brings together early insights from the research conducted under

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