If you become victim of a scam or fraud, there are steps you can take to help mitigate damage. First off, Report it!
The agency or institution(s) to contact for help will depend on the type of fraud. To protect yourself following identity fraud, the FTC recommends filing a report through the FTC, contacting the 3 major credit bureaus to put a freeze on credit approvals, and in most cases, filing a police report. There are measures you can take to minimize the potential damage and your liability.
Report the incident and get advice from the proper authority. If your bank account or credit card has been compromised, contact the bank or credit card company immediately.
- The Federal Trade Commission
- The Consumer Financial Protection Bureau – (to report banks, lenders, financial institutions)
- Your state attorney general’s office (highest legal offices in each state, works on behalf of the people)
- The U.S. Department of Education’s FSA Feedback Center
- Your federal student loan servicer
- Credit Report: https://www.annualcreditreport.com/protectYourIdentity.action
- Social Security Administration