Financial Inclusion in Refugee Economies

An essay by Kim Wilson and Roxanne Krystalli. Financial inclusion as a term and topic has become popular in humanitarian settings. A mounting global refugee crisis has brought financial access into the focus of donors and practitioners. In this paper, we ask questions that concern both donors and practitioners: Is digital, formal finance – at the heart of most financial inclusion strategies – suited to the needs of refugees, migrants, and displaced populations? Must financial inclusion approaches be tailored for maximum relevance in contexts of protracted displacement or resettlement?

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The Financial Journey of Refugees: Evidence from Greece, Jordan, and Turkey

A full report, executive summary, and a compendium of field notes, by Kim Wilson and Roxanne Krystalli. The Financial Journeys of Refugees investigates what money and financial transactions can reveal about the journeys and experiences of forced migration. We examine money as a key node of the displacement experience: fueling transactions among formal and informal actors along the way; determining livelihood options; shaping or restructuring kinship networks; and coloring risks, vulnerabilities, or protective forces available to refugees. Our inquiry highlights these transactions and the power dynamics that unfold among refugees as well as between refugees and formal or informal authorities.

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Financial Integration of Refugees in Dallas, Texas

By Julie Zollmann, Airokhsh Faiz-Qaisary, Kenza Ben-Azouz, Kim Wilson, and Radha Rajkotia. Refugees resettled in the United States are typically supported quite closely early in their transition as support agencies help them settle into new homes, open bank accounts, get their first jobs, and register their children in school. Agencies monitor whether refugees are “self-sufficient,” meaning that their incomes cover their most essential expenses as quickly as possible. However, little is known about the next stage of refugees’ financial and economic transitions, once refugees are no longer interacting regularly with resettlement agencies. In July 2018, we interviewed 29 refugees who had been resettled two to three years earlier to understand the phases of their financial transition and identify possible opportunities to accelerate refugees’ financial gains.

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The Other Migration: The Financial Journeys of Asians and Africans Traveling Through the Americas

By Kim Wilson et al.

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Financial Biographies, Volume 1

By Kim Wilson et al. This collection of financial biographies traces the ways in which extra-continental refugees and migrants finance their journeys and manage money along the way. It also highlights the importance of friendships, both old and new, in making a journey possible. Additionally, communication tools like mobile phones, WhatsApp, or Google Translate leverage friendships and kinships to help piece together successful long-distance travel.

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“There’s (Not) an App for That”: Taking a Hard Look at the “App-ification” of Migration and the “Need” for New Technologies

By Madison Chapman, under the supervision of Kim Wilson Practitioners, advocates and writers often underscore the link between migration and

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Supporting the Financial Health of Refugees: The Finance in Displacement (FIND) Study in Uganda and Mexico

By Karen Jacobsen and Kim Wilson One of the biggest challenges facing refugees and migrants is navigating the livelihoods and

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