Money and finance – The Journeys Project

Financial Inclusion in Refugee Economies

February 28, 2017April 7, 2021 Lori Zimmermann 410 Views 0 Comment Afghanistan, Algeria, Burundi, denmark, DRC, Eritrea, Ethiopia, Family, Friends and Networks, Gender, Greece, Humanitarian aid, Identity and documents, Iran, Iraq, Jordan, Money and finance, Palestine, Senegal, Syria, Technology, Turkey

An essay by Kim Wilson and Roxanne Krystalli. Financial inclusion as a term and topic has become popular in humanitarian settings. A mounting global refugee crisis has brought financial access into the focus of donors and practitioners. In this paper, we ask questions that concern both donors and practitioners: Is digital, formal finance – at the heart of most financial inclusion strategies – suited to the needs of refugees, migrants, and displaced populations? Must financial inclusion approaches be tailored for maximum relevance in contexts of protracted displacement or resettlement?

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Financial Journeys in Greece, Turkey and Jordan

September 20, 2017April 9, 2021 Lori Zimmermann 351 Views 0 Comment Afghanistan, Algeria, Burundi, DRC, Ethiopia, Family, Gender, Greece, Humanitarian aid, Identity and documents, Iran, Iraq, Jordan, Money and finance, Palestine, Senegal, Smuggling, Syria, Turkey

In this video, Kim Wilson and Roxanne Krystalli discuss their research exploring the formal and informal financial systems used by refugees in Greece, Turkey and Jordan.

Central and South Asia Europe Long-Distance Journeys Middle East-North Africa Middle East-North Africa Publications Reports Sub-Saharan Africa

The Financial Journey of Refugees: Evidence from Greece, Jordan, and Turkey

September 30, 2017April 5, 2021 Ellysse V. Dick 505 Views 0 Comment Afghanistan, Algeria, Barriers, Before the journey, Burundi, Dangers and trouble, Destinations, DRC, Eritrea, Ethiopia, Family, Forgery bribery and corruption, Friends and Networks, Gender, Greece, Humanitarian aid, Identity and documents, Iran, Iraq, Jordan, Language, Lodging and food, Money and finance, Palestine, Saving and Lending, Senegal, Smuggling, Syria, Technology, The journey, Turkey

A full report, executive summary, and a compendium of field notes, by Kim Wilson and Roxanne Krystalli. The Financial Journeys of Refugees investigates what money and financial transactions can reveal about the journeys and experiences of forced migration. We examine money as a key node of the displacement experience: fueling transactions among formal and informal actors along the way; determining livelihood options; shaping or restructuring kinship networks; and coloring risks, vulnerabilities, or protective forces available to refugees. Our inquiry highlights these transactions and the power dynamics that unfold among refugees as well as between refugees and formal or informal authorities.

Central and South Asia Essays & Articles Middle East-North Africa North America Publications Putting Down Roots Sub-Saharan Africa

Financial Integration of Refugees in Dallas, Texas

February 28, 2019April 7, 2021 Lori Zimmermann 346 Views 0 Comment Afghanistan, Barriers, DRC, Financial health, Friends and Networks, Humanitarian aid, Integration, Iraq, Language, Livelihoods, Money and finance, Syria, Technology, usa

By Julie Zollmann, Airokhsh Faiz-Qaisary, Kenza Ben-Azouz, Kim Wilson, and Radha Rajkotia. Refugees resettled in the United States are typically supported quite closely early in their transition as support agencies help them settle into new homes, open bank accounts, get their first jobs, and register their children in school. Agencies monitor whether refugees are “self-sufficient,” meaning that their incomes cover their most essential expenses as quickly as possible. However, little is known about the next stage of refugees’ financial and economic transitions, once refugees are no longer interacting regularly with resettlement agencies. In July 2018, we interviewed 29 refugees who had been resettled two to three years earlier to understand the phases of their financial transition and identify possible opportunities to accelerate refugees’ financial gains.

Central and South Asia Essays & Articles Middle East-North Africa North America Publications Putting Down Roots Sub-Saharan Africa

“I’m the Everything”: The Overlooked Heroism of Refugee Youth in the United States

February 28, 2019April 5, 2021 Lori Zimmermann 340 Views 0 Comment Afghanistan, Coping and thriving, DRC, Family, Integration, Iraq, Language, Livelihoods, Money and finance, Syria, usa

By Julie Zollmann. Nine voluntary agencies have the official responsibility for resettling refugees into communities throughout the United States. They find their clients new housing, schools, and jobs. They help them get social security numbers and open bank accounts. They play an indispensable role in helping refugees settle into their new homes. But the work of integration, of truly building a life in a new country with a new language, new transportation system, new labor market, and a whole new set of social norms is a much bigger job, one that in many families is being done stoically, even heroically, by young refugees in their teens and early twenties.

Central and South America Central and South Asia Essays & Articles Long-Distance Journeys Publication Spotlight Publications Sub-Saharan Africa

In Adjusting to New Labor Markets, Migrants Draw on Past Experience and Retain a Strong Sense of Pride in Being Able to Contribute

March 31, 2019April 5, 2021 Ellysse V. Dick 325 Views 0 Comment Bangladesh, Cameroon, Colombia, Dangers and trouble, Forgery bribery and corruption, Friends and Networks, Ghana, Language, Livelihoods, Money and finance, Nepal, nigeria, Pakistan, sierra leone, The journey

By Conor Sanchez, under the supervision of Kim Wilson. Popular notions of migrants as unskilled or uneducated laborers, while sometimes true, are often false. Their jobs back home may not have always ensured adequate income, a factor that could have played a role in their decision to migrate, but they often required some technical knowledge or training. Our subjects had worked as photographers, teachers, accountants, sociologists, and business owners. Some were property owners, tending to farms and livestock or selling various kinds of merchandise out of their home. In many of the interviews, it also became apparent that these jobs had clearly formed an unshakeable part of their identity.

Central and South America Central and South Asia Essays & Articles Long-Distance Journeys North America Publication Spotlight Publications Sub-Saharan Africa

What Can Hotels Teach Us about Smuggling?

March 31, 2019April 5, 2021 Ellysse V. Dick 678 Views 0 Comment Bangladesh, Cameroon, Costa Rica, Dangers and trouble, Eritrea, Ethiopia, Forgery bribery and corruption, Ghana, Haiti, Host and transition communities, Identity and documents, India, Lodging and food, Money and finance, Nepal, nigeria, Smuggling

By Maria Teresa Nagel, under the supervision of Kim Wilson. There is limited research describing the smuggling industry and its actors, particularly in Central America. Our study hopes to address this knowledge gap by disclosing how human smugglers lodge their clients and the role hotels play in the smuggling ecosystem.

Central and South America Central and South Asia Long-Distance Journeys North America Publication Spotlight Publications Reports Sub-Saharan Africa

The Other Migration: The Financial Journeys of Asians and Africans Traveling Through the Americas

April 30, 2019April 9, 2021 Lori Zimmermann 683 Views 0 Comment Bangladesh, Cameroon, Colombia, Costa Rica, Dangers and trouble, Destinations, DRC, Forgery bribery and corruption, Friends and Networks, Gender, Ghana, Haiti, Host and transition communities, Identity and documents, India, Language, Money and finance, Nepal, Pakistan, Religion, Smuggling, Technology, The journey

By Kim Wilson et al.

Central and South America Central and South Asia Essays & Articles Long-Distance Journeys North America Publication Spotlight Publications

Tracing the Financial Journeys of Nepali Migrants

April 30, 2019April 5, 2021 Lori Zimmermann 712 Views 0 Comment Costa Rica, Dangers and trouble, Destinations, Fletcher students’ research experience, Forgery bribery and corruption, India, Lodging and food, Money and finance, Nepal, Pakistan, Smuggling, The journey, usa

By Subin Mulmi, under the supervision of Kim Wilson. The 2015 earthquake in Nepal resulted in the deaths of 8,970 people with 22,302 injured. Several reports have estimated that more than one million houses were destroyed, affecting the lives of six million people. Only a handful of families have been relocated to safer places. Even before the quake, the country was reeling from the effects of the decade-long civil war that claimed the lives of 13,236 people and led to the disappearance of thousands more. In June 2009, the Nepal IDP Working Group reported that up to 70,000 people displaced by the conflict had not yet found durable housing. They remained unable to return home, integrate locally, or resettle elsewhere.

Financial Biographies Long-Distance Journeys Publications

Financial Biographies, Volume 1

April 30, 2019April 7, 2021 Lori Zimmermann 717 Views 0 Comment Friends and Networks, Money and finance, Technology, The journey

By Kim Wilson et al. This collection of financial biographies traces the ways in which extra-continental refugees and migrants finance their journeys and manage money along the way. It also highlights the importance of friendships, both old and new, in making a journey possible. Additionally, communication tools like mobile phones, WhatsApp, or Google Translate leverage friendships and kinships to help piece together successful long-distance travel.

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