Publications
Backyard Bankers: Episode 3, Enduring Nepali Money Clubs
In the first episode of this series on money clubs, we saw how a Bangladeshi club helped members gather the ...
DownloadBackyard Bankers: Episode 2 Côte d’Ivoire Associations
In last month’s issue of the Leir Migration Monitor, we featured a story to appear in a forthcoming book, Backyard ...
DownloadBackyard Bankers: Episode 1, Boston-Based Bangladeshi Businessmen Fashion a DYI Solution to Fund Their US Ventures
The following is inspired by a forthcoming book, Backyard Bankers: Immigrants, Money Clubs, and The American Dream. Both the post ...
DownloadFinancial Biographies: Story Maps
FINANCIAL BIOGRAPHIES OF LONG DISTANCE JOURNEYERS: VOLUME I Princess Cameroon toward the US: Juju, political persecution and domestic violence cause ...
DownloadFrom Economic Violence to Economic Safety: The Financial Lives of Venezuelan Refugees and Migrants in Colombia
By: Tamara Bah, Marisol Hernandez, Heather Odell, Shane Sullivan, Rosemary Ventura, and Kim Wilson The International Rescue Committee reports that ...
DownloadCoyotes, Tandas, and a Quest for Closure: Conversations with Recent Immigrants from Puebla, Mexico
By: Anargiros Z. Frangos, Jr. under the supervision of Kim Wilson For the vast majority of Mexicans wishing to immigrate to the ...
DownloadFinancial Biographies of Refugees in Ethiopia
By: Kim Wilson et al. This collection of profiles from Ethiopia explores stories that highlight refugee and migrant journeys and their ...
DownloadFinancial Biographies of Refugees in Tunisia
By: Kim Wilson et al. This collection of profiles from Tunisia explores stories that highlight refugee and migrant journeys and their ...
DownloadFinancial Biographies of Refugees in Mexico
By: Kim Wilson et al. This collection of profiles from Mexico explores stories that highlight refugee and migrant journeys and their ...
DownloadFinancial Biographies of Refugees in Kenya
By: Kim Wilson et al. This collection of profiles from Kenya explores stories that highlight refugee and migrant journeys and their ...
DownloadFinancial Biographies of Refugees in Jordan
By: Kim Wilson et al. This collection of profiles from Jordan explores stories that highlight refugee and migrant journeys and their ...
DownloadFinancial Biographies of Refugees in Ecuador
By: Kim Wilson et al. This collection of profiles from Ecuador explores stories that highlight refugee and migrant journeys and their ...
DownloadFinancial Biographies of Refugees in Uganda
By: Kim Wilson et al. This collection of profiles from Uganda explores stories that highlight refugee and migrant journeys and ...
DownloadFinancial Biographies of Migrants in the United States
By: Anargiros Z. Frangos, Jr. under the supervision of Kim Wilson et al. This collection of profiles from the United ...
DownloadMicrocredit: A Business Tool, Not a Band-Aid
A review by Lucy Mastellar under the supervision of Kim Wilson Many refugees remain “stuck” in protracted transit for decades. ...
DownloadFinancial Biographies of Migrants in Colombia
By: Marisol Hernandez, Heather Odell, Shane Sullivan, and Rosemary Ventura under the supervision of Kim Wilson This collection of profiles ...
DownloadFinancial Biographies, Vol II – Second Edition
By Kim Wilson et. al. This new edition of profiles builds upon Volume II, Financial Biographies of People Coping with New ...
DownloadFinancial Archetypes and How to Use Them
By: Marisol Hernandez, Heather Odell, Shane Sullivan, and Rosemary Ventura under the supervision of Kim Wilson In 2022, a team ...
DownloadFinancial Biographies: “Just Try to Knock Me Down – I’ll Get Up Again”
By Marisol Hernandez, Heather Odell, Shane Sullivan, and Rosemary Ventura under the supervision of Kim Wilson ...
DownloadDispatches from a Financial Coach: Lessons on the Economic Empowerment of Immigrants
By Omar Shoukry Notable deficiencies in financial management skills over the last decade in the US have encouraged a growing ...
DownloadA Hope for a Home: A Brief Compendium of Financial Journeys of Refugees and Asylum Seekers in Jordan
By Swati Mehta Dhawan The migrant and refugee journey in the search for safety and protection is fraught with worries ...
DownloadREFUGE?: Refugees’ Stories of Rebuilding Their Lives in Kenya
By Sophie Gitonga, Ray Mwihaki, Julie Zollmann, and Kim Wilson. Illustrated by Liyou Zewide. As of January 2021, more than ...
DownloadRacism and Displacement: Stories from Migrants and Refugees
By Padmini Baruah Racism—the delineation of people as the “other,” as inferior on the basis of race or ethnic identity—is ...
DownloadFinancial Biographies, Volume II
By Kim Wilson et. al. This collection of profiles, Volume II, Financial Biographies of People Coping with New Surroundings, takes ...
DownloadUnderstanding Financial Health of Refugees in Jordan: Empirical FINDings II
By Swati Mehta Dhawan and Hans-Martin Zademach Abstract: This report is a compilation of the empirical findings from the in-depth interviews ...
DownloadReckoning with Reality: Five Key Findings from the FIND Research
By Joscha Albert, Swati Mehta Dhawan, Dr. Karen Jacobsen, Lisa Klinger, María Teresa Nagel, Radha Rajkotia, Barri Shorey, Anneleen Vos, Cate Wanjala, Kim Wilson, ...
DownloadRefugee Resettlement: Why Many See Resettlement as Their Only Hope
“This is my hobby from Iraq,” stated Karam as a large Major Mitchell’s cockatoo sat perched on his arm. Bright, ...
DownloadFinance in Displacement: Joint Lessons Report
By Kim Wilson (Tufts University) and Hans-Martin Zademach (KU Eichstätt-Ingolstadt) Managing finances is challenging for most people, but it is ...
DownloadThe Dynamic Nature of the Haitian Sòl
By Aaron Steinberg During the winter of 2019–2020, I interviewed two first-generation Haitian immigrants, both men in their twenties. We ...
DownloadRunning in Place, Castles of Sand Finance in displacement (FIND) Kenya
By Julie Zollmann and Catherine Wanjala Throughout the course of 2020, our team set out to understand the financial lives ...
DownloadCoping in the Crisis? Lessons Learnt from the Covid-19 pandemic in marginalized refugee communities in Kenya
By Dr. Holly A. Ritchie with support from Julie Zollmann This briefing note aims to offer deeper insights into the ...
DownloadCross-Saharan Migration to Tunisia: A case study of West African workers and students
By Kenza Ben Azouz, Jeremiah Gaitlin, Ingrid Magalhaes, Jayshree Venkatesan, and Kim Wilson Located between Libya and Algeria, the small ...
DownloadSearching for Smugglers in Kabul, A Recollection
By Qiamuddin Amiry, under the supervision of Kim Wilson While researching migrants and refugees, my former professor from graduate school ...
DownloadSomali Refugees in Maine: Social Capital in Non-Urban Communities
Lewiston, Maine is like many of the old mill towns of New England. Abandoned mills sit at the center of ...
DownloadMigrant & Refugee Stories: Visual Journeys
Migrant and refugee journeys don’t begin the moment they leave home. Nor do they end once they arrive in a ...
DownloadMobile Money and Financial Inclusion of Refugees in Jordan – Hope or Hype?
In recent years, but especially since the start of the COVID-19 pandemic, governments worldwide have increased policy support for digital financial services with the aims of making payments more efficient and making banking safer while formalizing large informal sectors. To this end, payment fees have been waived and financial service ...
DownloadFinancial Inclusion for Refugees: Learning from Financial Sector Deepening Uganda
By Jayshree Venkatesan and Jeremiah Gatlin During a year that most of the world has spent locked indoors, we should ...
DownloadBeyond Livelihoods: “Financial Health” and the Humanitarian-Development Nexus
Image credit: Jan Chipchase By Dr. Karen Jacobsen and Kim Wilson For years, humanitarian and development scholars and practitioners have ...
DownloadConvoys of Hope or Digital Deception? Understanding How People-Smugglers Utilize Facebook
By Amanda Borquaye, under the supervision of Kim Wilson “Our phones and power banks are more important for our journey ...
DownloadReport: COVID-19 and refugees’ economic opportunities, financial services and digital inclusion
The Journeys Project is excited to share a report published with the International Rescue Committee. This report was the culmination ...
DownloadFinancial Journeys of Refugees in Jordan: Empirical FINDings I
By Swati Mehta Dhawan and Hans-Martin Zademach The work in-hand provides a consolidated overview on the empirical findings from the ...
DownloadFollowing where Community-Driven Organizations Lead: Lessons for strengthening refugee financial integration
By Julie Zollman and Kim Wilson “We have many people with a broken heart because of their history. So, we ...
DownloadFranchising Underground Finance: Creative Remittances as Explained by Nia
By Natalia Espinosa Tokuhama, under the supervision of Kim Wilson On a Wednesday afternoon near the Parque El Arbolito at ...
DownloadSupporting the Financial Health of Refugees: The Finance in Displacement (FIND) Study in Uganda and Mexico
By Karen Jacobsen and Kim Wilson One of the biggest challenges facing refugees and migrants is navigating the livelihoods and ...
DownloadNavigating ‘Survivelihood’: Why refugees in Jordan plateau in their financial journeys too soon
By Swati Mehta Dhawan, Hans-Martin Zademach, and Kim Wilson This essay brings together early insights from the research conducted under ...
DownloadThe Humanitarian Ecosystem: Examining the Role of Migrant Assistance in Quito, Ecuador
By Dani Douglas, under the supervision of Kim Wilson A team of researchers from The Fletcher School of Law and ...
Download“There’s (Not) an App for That”: Taking a Hard Look at the “App-ification” of Migration and the “Need” for New Technologies
By Madison Chapman, under the supervision of Kim Wilson Practitioners, advocates and writers often underscore the link between migration and ...
DownloadA Shared Universe (for Most): Ecosystems in Public Spaces and Migrant Livelihoods
By Madison Chapman, under the supervision of Kim Wilson Two young Colombian women sit next to a small iron pushcart ...
DownloadFinancial Integration in Refugee Economies: Evidence from Uganda
By Kim Wilson “I have twelve children of my own, but after the war, I ended up with twenty-one children ...
DownloadResearching Haitian Migrants as a Haitian Researcher
By Tania Smith, under the supervision of Kim Wilson. By the time I received approval to research the integration strategies of Haitian migrants living in Tijuana, they had already been covered extensively by the media. As a Haitian–American who was raised in Haiti, I knew that I would be able ...
DownloadPutting Pieces in Place
By Ella Duncan, under the supervision of Kim Wilson. New arrivals to America must navigate ongoing identification of what American norms are and make decisions about which norms to embrace, which to merge into previously held norms, and which to discard as a poor fit. Financial norms hold a special ...
DownloadOrigins and Outcomes: Migrant Integration in Uganda
By Dan Creamer, under the supervision of Kim Wilson.
In the United States, the postal code of one’s birthplace predicts more about one’s future than nearly any other factor. While interviewing refugees in Kampala and Bidi Bidi Camp, I found a parallel observation in which specific details of a refugee’s origin ...
DownloadShifting Roles in Refugee Livelihoods
By Catherine Wanjala, under the supervision of Kim Wilson.
During displacement, families are jolted into new realities. From navigating new foods and new educational opportunities to negotiating a maze of new customs, displaced households struggle to master their unfamiliar surroundings. Opportunities to earn a living also greatly differed from what refugees ...
DownloadGaps in Policies, Chasms for Refugees
By Devang Shah, under the supervision of Kim Wilson.
An open-door policy, free primary education, health care, monthly rations and cash. Sounds like a perfect policy recipe for integration of refugees with their local communities. However, for more than twenty years since Kebri Beyah camp was established, refugees living there are ...
DownloadThe Impact of Volunteer Employment on Migrant Outcomes: Ugandan Perspective
By Dan Creamer, under the supervision of Kim Wilson.
Formal employment opportunities are limited in Uganda’s economy, especially for migrants and refugees. Considering these barriers, “volunteer” jobs represent a crucial vehicle for migrants to gain new skills, build their networks, gain access to future opportunities, and even earn reasonable wages. This ...
DownloadIntegration in Different Family Structures
By Maria Teresa Nagel, under the supervision of Kim Wilson.
When it comes to migration, broad classifications are abundant. Refugees and migrants are often seen as a monolithic mass, which encourages policy makers to essentialize migration as they search for the single solution to this complex phenomenon. Nowhere is this truer ...
DownloadLearning to Live in Limbo
By Maria Teresa Nagel, under the supervision of Kim Wilson.
Starting in 2018, Central American migrants attempting to enter the United States have encountered a series of obstacles which have forced them to consider a longer stay in Tijuana, a circumstance which presents new and unanticipated challenges. This essay explores the ...
DownloadWhat Lies Ahead? Navigating New Insecurities in Displacement
By Catherine Wanjala, under the supervision of Kim Wilson.
Uganda’s 1.4 million refugees have trekked into the country, fleeing violence and conflict in South Sudan, Democratic Republic of Congo, Burundi, Somalia, and other regional neighbors. They came to Uganda sometimes intentionally, sometimes merely following the crowd, but all looking for peace. ...
DownloadReflections on Conducting a Lean Research Field Study
By Sarah Carson, under the supervision of Kim Wilson.
Field research is a common and often powerful piece of post-graduate training in international affairs and development. But sending students to the field also comes with risks to both students and study participants. What happens when you send five students abroad to ...
DownloadHow to Achieve the American Dream on an Immigrant’s Income
By Jeffrey Ashe, Kim Wilson.
The American Dream—being able to earn a good living, buy a home, send children to school, and build a life in the United States regardless of social stature or place of birth—is an aspiration for most who immigrate to the United States. While new immigrants ...
DownloadRetaining, Changing, and Surrendering Hegemonic Masculinities
By Subin Mulmi, under the supervision of Kim Wilson. Transatlantic migration from South Asia is a long, arduous, and expensive journey but each year many South Asians risk their lives to reach the supposed dreamland of the United States. A large majority of the South Asians that I met during ...
DownloadThe Ties that Bind (or Not): Social Networks Among Extra-Continental Migrants
By Heather Kunin, under the supervision of Kim Wilson. Social networks have long been recognized as playing a pivotal role within migration, with multiple studies examining, among other phenomena, the role of social networks in predicting the decision to migrate and choice of destination, as well as in impacting migrants' ...
DownloadNo Sweat – If You Are a Woman
By Madison Chapman, under the supervision of Kim Wilson. What does it mean to have dignity and personal agency as a migrant? Men and women told their stories to me in very distinct ways, through body language and in their retelling of traumatic ...
DownloadFinancial Biographies, Volume I
By Kim Wilson et al. This collection of financial biographies traces the ways in which extra-continental refugees and migrants finance their journeys and manage money along the way. It also highlights the importance of friendships, both old and new, in making a journey possible. Additionally, communication tools like mobile phones, ...
DownloadYou and I Are Not Friends: The Challenges of Ethnographic Study in the Migration Field
By Padmini Baruah, under the supervision of Kim Wilson. Transnational migration has been one of the most talked-about phenomena of the past decade. With prolonged armed conflict, economic crises, and climate change affecting different parts of the world adversely, it is not a surprise that an estimated 258 million ...
DownloadTracing the Financial Journeys of Nepali Migrants
By Subin Mulmi, under the supervision of Kim Wilson. The 2015 earthquake in Nepal resulted in the deaths of 8,970 people with 22,302 injured. Several reports have estimated that more than one million houses were destroyed, affecting the lives of six million people. Only a handful of families have ...
DownloadWhat Can Hotels Teach Us about Smuggling?
By Maria Teresa Nagel, under the supervision of Kim Wilson. There is limited research describing the smuggling industry and its actors, particularly in Central America. Our study hopes to address this knowledge gap by disclosing how human smugglers lodge their clients and the role hotels play in the smuggling ecosystem. ...
DownloadMigrants Hold onto Their Religious Identities for Emotional Support and to Build Networks Crucial to Their Journeys
By Lea Abi Zeid Daou and Nidhisha Philip, under the supervision of Kim Wilson. Writings on why religion is of significance to individual migrants have explored themes of religion as a reason for migration, religion as a means of sustenance in difficult circumstances, religion as an identity marker in new ...
DownloadIn Adjusting to New Labor Markets, Migrants Draw on Past Experience and Retain a Strong Sense of Pride in Being Able to Contribute
By Conor Sanchez, under the supervision of Kim Wilson. Popular notions of migrants as unskilled or uneducated laborers, while sometimes true, are often false. Their jobs back home may not have always ensured adequate income, a factor that could have played a role in their decision to migrate, but they ...
DownloadLanguage Isolation on the Migrant Trail
By Charlie Bentley, under the supervision of Kim Wilson. I connected to most migrants I interviewed using the same first casual topic: “I’m struggling to get around without Spanish. What about you?” Despite having the help of two Spanish-speaking colleagues, I still found that traveling through Colombia without Spanish ...
DownloadOrigins Breed Commonalities, Camaraderie, and Conflict
By Aastha Dua and Subin Mulmi, under the supervision of Kim Wilson. The authors observed the South Asian identity play out in interesting and diverse ways among the migrants interviewed. The dynamic between the general populations of these countries—oscillating between brotherly love, jealousy, and rivalry—was reflected in full, ...
Download“I’m the Everything”: The Overlooked Heroism of Refugee Youth in the United States
By Julie Zollmann. Nine voluntary agencies have the official responsibility for resettling refugees into communities throughout the United States. They find their clients new housing, schools, and jobs. They help them get social security numbers and open bank accounts. They play an indispensable role in helping refugees settle into their ...
DownloadFinancial Integration of Refugees in Dallas, Texas
By Julie Zollmann, Airokhsh Faiz-Qaisary, Kenza Ben-Azouz, Kim Wilson, and Radha Rajkotia. Refugees resettled in the United States are typically supported quite closely early in their transition as support agencies help them settle into new homes, open bank accounts, get their first jobs, and register their children in school. Agencies ...
DownloadStriking the Match: Digital Financial Inclusion for Jordan’s Refugees
By Allyson Hawkins, Kim Wilson ...
Download‘I followed the flood’: A Gender Analysis of the Moral and Financial Economies of Forced Migration
An article by Roxanne Krystalli, Allyson Hawkins, and Kim Wilson, published in "Disasters." What would a gender analysis of refugee crises reveal if one expanded the focus beyond female refugees, and acts of physical violence? This paper draws on qualitative research conducted in Denmark, Greece, Jordan, and Turkey in July ...
DownloadThe Financial Journey of Refugees: Evidence from Greece, Jordan, and Turkey
A full report, executive summary, and a compendium of field notes, by Kim Wilson and Roxanne Krystalli. The Financial Journeys of Refugees investigates what money and financial transactions can reveal about the journeys and experiences of forced migration. We examine money as a key node of the displacement experience: fueling ...
DownloadFinancial Inclusion in Refugee Economies
An essay by Kim Wilson and Roxanne Krystalli. Financial inclusion as a term and topic has become popular in humanitarian settings. A mounting global refugee crisis has brought financial access into the focus of donors and practitioners. In this paper, we ask questions that concern both donors and practitioners: Is ...
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